Commercial & Industrial Losses

Latex Foam International
Latex Foam International

NFA understands the unique circumstances that can fall upon a Business owner after a devastating loss and the important roles and responsibilities you have on your shoulders, not only to your clients, but to your employees as well.

Throughout NFA’s long history, we have had the opportunity to represent a wide range of different types of commercial clients, from small operations to multi-million dollar companies and understand that each loss, its type of business and coverages are vastly different.

“When trying to control financial risk, insurance is the cornerstone. And business income insurance can prove to the foundation for survival of a business whose operations have been interrupted by a devastating loss.” Ron Papa – Business Income Insurance: Having & Understanding this Coverage can be Essential to a Company’s Survival!

NFA has on staff estimators and forensic accountants to determine the damages to your business caused by a covered loss. NFA also has the ability and resources to handle widespread natural disasters through NFA’s Large Loss and Catastrophe Unit.

Types of Catastrophes NFA handles

  • Fire
  • Flood
  • Lightning
  • Hurricane and Wind
  • Earthquake
  • Explosion
  • Collapse
  • Pipe Burst
  • Riot or Civil Authority
  • Vandalism or Theft

After your business has suffered physical damages, additional losses can be triggered by these events. NFA is able to assist you with the following coverage forms:

  • Business Income
  • Extra Expense and Expediting Expense
  • Builder’s Risk
  • Leasehold Interest
  • Inland Marine
  • Mechanical and Electrical Breakdown