Phil joined NFA in 2021 after a successful career as a partner and broker for a insurance agency located in Broome and Tioga County, NY. He is licensed for Property & Casualty, General Adjusting and Public Adjusters in NY. He has 25 years experience advocating for residential and commercial policyholders regarding policy contracts, coverages and claims. Phil is committed to guide policyholders through the claim process and balance the scales in the complicated world of insurance. He attended Cornell University and resides in Owego NY with his wife Tracy.